Opting Out Saves You From Unwanted Credit Offers
The volume of credit offers I see cluttering the homes of my clients is unreal! All the paper, postage, gasoline to move those letters, and time to deliver them is such a waste. Needless to say, they usually just go into the trash and fill our landfills.
Take a stand and opt out of these credit and insurance offers! Here are two to choices to help you opt out.
According to the FTC’s website, you can opt out of receiving credit and insurance offers for five years or opt out of receiving them permanently. Call toll-free 1888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com for details. The telephone number and website are operated by the major consumer reporting companies. When you call or visit the website, you’ll be asked to provide certain personal information, including your home telephone number, name, Social Security Number, and date of birth. The information you provide is confidential and will be used only to process your request to opt out.
It’s important to remember that if you have joint credit relationships, like a mortgage or a car loan with a spouse or partner, you are likely going to receive further unwanted solicitations until both of you exercise your opt out rights. Typically, the requests to opt out are processed within five days, but it may take up to 60 days before you stop receiving prescreened offers.
If for some reason you want to opt back in, you can simply reverse the process by calling the same phone number listed above. What are you waiting for? Do it now!