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HomeIdentity TheftOpting Out Saves You From Unwanted Credit Offers

Opting Out Saves You From Unwanted Credit Offers

mailbox+1The volume of credit offers I see cluttering the homes of my clients is unreal! All the paper, postage, gasoline to move those letters, and time to deliver them is such a waste. Needless to say, they usually just go into the trash and fill our landfills.

Take a stand and opt out of these credit and insurance offers! Here are two to choices to help you opt out.

According to the FTC’s website, you can opt out of receiving credit and insurance offers for five years or opt out of receiving them permanently. Call toll-free 1888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com for details. The telephone number and website are operated by the major consumer reporting companies. When you call or visit the website, you’ll be asked to provide certain personal information, including your home telephone number, name, Social Security Number, and date of birth. The information you provide is confidential and will be used only to process your request to opt out.

It’s important to remember that if you have joint credit relationships, like a mortgage or a car loan with a spouse or partner, you are likely going to receive further unwanted solicitations until both of you exercise your opt out rights. Typically, the requests to opt out are processed within five days, but it may take up to 60 days before you stop receiving prescreened offers.

If for some reason you want to opt back in, you can simply reverse the process by calling the same phone number listed above. What are you waiting for? Do it now!

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Certified Professional Organizer®, Scott Roewer is founder of The Organizing Agency, a professional organization and productivity company devoted to teaching residential and business clients how to increase productivity, save money, and how to live a more organized and abundant life.

An award winning company, in 2013, The Organizing Agency was once again awarded the Angie’s List Super Service award, in 2012 the National Association of Professional Organizers recognized Scott with its top honor, the Founders’ Award, and later the same year, the U.S. Air Force commended his volunteerism, naming him Joint Base Andrews “Hometown Hero.” For more information on Scott’s team and how they can help you, contact the office online or call us directly at 202-249-8330.

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